Welcome Back,
Hi there
Good morning! In today’s issue, we’ll dig into the all of the latest moves and highlight what they mean for you right now. Along the way, you’ll find insights you can put to work immediately
Stock Market Update
Stocks are green at the index level, with the VIX dropping hard—a classic “pressure release” day for sentiment.
Index check (from your image):
Dow: +0.63%
S&P 500: +0.55%
Nasdaq: +0.91%
Russell: +0.76%
VIX: -7.46% (volatility cooling)
Notable movers from your watchlist:
META +5.66% (big leadership pop)
TSLA +4.15% (strong upside day)
MU +2.18%, ORCL +2.47%, AMZN +1.31%, MSFT +1.52%
Red pockets: AVGO -1.01%, CRWV -2.40%, COST -0.68%, RBLX -1.29%
How to read this:
When the market is up and the VIX is down sharply, it often means traders are unwinding hedges and leaning back into risk.
Still, breadth matters: you’ve got winners and losers under the surface—so it’s a good day to tighten your “why do I own this?” list rather than chase everything green.
Crypto Update
Crypto is acting heavy on a weekly view, even with small hourly bounces. The biggest coins are still working through a broader pullback.
Today’s snapshot (from your market image):
Bitcoin (BTC): $89,194 | -0.28% (1h) | -1.11% (24h) | -6.78% (7d)
Ethereum (ETH): $2,945 | +0.20% (1h) | -2.87% (24h) | -10.88% (7d)
Big movers in the top list:
TRON (TRX): +2.31% (24h) while most majors are red
Dogecoin (DOGE): -3.27% (24h), Cardano (ADA): -2.78% (24h)
Bitcoin Cash (BCH): +0.84% (24h), +1.88% (7d) (one of the few green 7-day reads)
What the tape is saying:
Risk appetite looks selective—capital is not broadly chasing alts, and weekly losses are still dominating sentiment.
A simple approach that helps in weeks like this: keep a “core + optionality” framework:
Core (BTC/ETH): slow, scheduled buys
Optionality (alts): smaller sizing, tighter rules, and only the strongest relative performers
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Real Estate Update
The real estate story right now is rates + demand sensitivity: small moves in financing costs are still having an outsized impact on buyer activity and investor math.
What’s moving today (past 24 hours):
Mortgage rates: Multiple updates highlighted that rates have eased modestly again, keeping affordability front-and-center and giving buyers a little more breathing room.
Mortgage demand pulse: The MBA’s latest weekly snapshot flagged a notable move in applications, a reminder that demand is still “alive,” but reactive to weekly rate shifts.
Commercial real estate tone: Outlook commentary pointed to improving expectations in 2026 transaction activity, with investors watching cap rates, refinancing windows, and distressed-to-stabilized opportunities.
Quick investor lens (simple + useful):
If you’re buying this quarter, don’t just “shop the house”—shop the debt: rate buydowns, seller credits, and refi options can change returns more than negotiation on price.
For rentals: stress test deals at today’s rate + 1%, and make sure the property still cash-flows (or at least breaks even) under that scenario.
Resource Update
Big divergence today: precious metals ripping higher while energy is sliding.
Metals (from your image):
Gold: $4,953 (+2.11%)
Silver: $96.89 (+3.22%)
Platinum: $2,647 (+6.03%)
Palladium: $1,936 (+3.39%)
Energy (from your image):
WTI crude: $59.64 (-1.62%)
Brent crude: $64.34 (-1.38%)
RBOB gasoline: -1.74%
Natural gas: -0.31%
Heating oil: -2.07%
Quick context:
Metals strength typically shows up when markets want hedges (inflation, currency, or uncertainty protection).
Oil weakness has also been framed by supply/forecast narratives heading into 2026.
That’s All For Today
I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another great post. I hope to see you. 🤙
— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.
Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.
