October 23, 2025
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Good morning! In today’s issue, we’ll dig into the latest market moves and highlight what they mean for investors right now. Along the way, you’ll find insights you can put to work immediately
— Ryan Rincon, Founder at The Wealth Wagon Inc.
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Stock Market Update
Markets turned red across the board today:
Dow Jones: -0.71% → 46,590.41
S&P 500: -0.53% → 6,699.40
Nasdaq: -0.93% → 22,740.40
Russell 2000: -1.45% → 2,451.55
VIX: +4.09% → 18.60
Sector Summary:
Broad weakness hit growth and small caps hardest, while energy names shined. Investors rotated cautiously ahead of key tech earnings later this week.
Top Movers:
📈 Exxon Mobil (XOM) +1.77%, Walmart (WMT) +0.86%, Costco (COST) +0.77% — strong day for defensive and energy names.
📉 Palantir (PLTR) -3.32%, Roblox (RBLX) -3.88%, CoreWeave (CRVW) -2.82%, Lululemon (LULU) -1.71% — tech and consumer discretionary names cooled off.
Microsoft (MSFT) +0.56% and Meta (META) +0.02% bucked the tech trend with slight gains.
🪙 Market Mood:
With the VIX rising above 18, traders are showing mild caution. Expect choppy sessions ahead as earnings guidance and Fed commentary steer sentiment.
Crypto Update
Crypto markets dipped again as risk sentiment faded:
Bitcoin (BTC) fell -0.58% to $107,416, extending its weekly decline.
Ethereum (ETH) slipped -1.10% to $3,768, now down nearly -5% over the week.
BNB (-0.45%), XRP (-0.64%), and Solana (-0.19%) also softened.
Stablecoins held firm, while altcoin volumes thinned.
The move came as traders digested cautious remarks from the Fed and a slight uptick in the U.S. dollar index, which tends to weigh on crypto valuations.
🧭 Crypto Insight:
Short-term corrections can shake out weak hands — if you’re long-term, consider dollar-cost averaging through dips rather than timing bottoms. If trading actively, watch BTC’s support near $106,000; a break below could trigger algorithmic selling.
Real Estate Update
Reports suggest lenders are becoming slightly more flexible on refinancing terms for multifamily properties, especially in high-demand metros.
Residential buyers, meanwhile, continue facing tight supply — with new listings up only marginally week-over-week despite cooling mortgage rates.
💡 Tip for Property Investors:
With volatility returning to broader markets, now’s a great time to reassess portfolio liquidity. Having flexible access to cash or short-term financing gives you an advantage when distressed properties or rate-driven bargains appear.
Resource Update
Energy prices surged, metals saw a rebound in industrials, and gold softened modestly:
Energy:
WTI Crude: +3.83% → $59.43
Brent Crude: +3.70% → $63.59
Gasoline: +3.31% → $188.58
Natural Gas: -0.78% → $3.45
Heating Oil: +3.99% → $229.38
Energy stocks rallied with oil, boosted by OPEC output restraint rumors and falling U.S. inventory data.
Metals:
Gold: -0.63% → $4,117
Silver: -0.47% → $48.75
Platinum: +6.89% → $1,656
Palladium: +3.40% → $1,494.50
Industrial metals led the rebound, reflecting improved manufacturing demand outlooks in Europe and Asia.
💡 Resource Insight:
The sharp bounce in platinum and palladium signals rotation back into industrial-use metals — a potential early read on strengthening global production cycles.
That’s All For Today
I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another market update, and snapshot. I hope to see you. 🤙
— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.
Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.
