October 11, 2025

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Good morning! In today’s issue, we’ll dig into the latest market moves and highlight what they mean for investors right now. Along the way, you’ll find insights you can put to work immediately

— Ryan Rincon, Founder at The Wealth Wagon Inc.

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Equities suffered a brutal session across the board. The Dow Jones plunged 1.9%, the S&P 500 slid 2.7%, and the Nasdaq cratered 3.6%, its worst single-day drop in months. The VIX surged over 31%, signaling fear-driven trading.
Tech bore the brunt of the selloff: Apple (-3.45%), Amazon (-4.99%), NVIDIA (-4.89%), and Microsoft (-2.19%) all dropped sharply. High-beta growth names like Palantir (-5.41%) and CoreWeave (-3.25%) fell as well.
Notably, Costco (+1.01%) and Coca-Cola (+1.01%) were among the few bright spots, reflecting defensive rotation. Financials and industrials also declined, with JPMorgan (-1.52%) and Tesla (-5.06%) under pressure.
⚡ Key Theme: Markets are reacting to a mix of inflation fears, weak earnings outlooks, and geopolitical tensions. Traders are shifting toward safer assets and cash-heavy balance sheets.

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A sharp sell-off hit the crypto markets today. Bitcoin tumbled 3.36% to $113,221, and Ethereum dropped 4.21% to $3,844, extending the week’s decline as risk assets broadly sold off. Altcoins were hit even harder — BNB (-11.5%), XRP (-14%), and Cardano (-21.9%) all slid dramatically, marking one of the steeper daily corrections in weeks. Analysts attribute the move to renewed risk aversion in traditional markets, with the spike in the VIX volatility index (+31%) spilling into digital assets. Stablecoins like Tether (USDT) and USDC held steady.
🪙 Quick Insight: Such broad corrections often precede short-term accumulation phases — long-term holders should watch for Bitcoin holding above the $110K zone as a key stability threshold.

The real estate market continues to show mixed signals as mortgage rates hover near multi-decade highs, dampening new home purchases but fueling investor interest in rental income assets. Homebuilders are pulling back slightly on new starts amid supply constraints and reduced buyer demand. Meanwhile, commercial real estate remains under scrutiny as office vacancy rates in major metro areas like San Francisco and New York City climb above 20%. However, industrial and logistics real estate continues to be a bright spot, supported by resilient e-commerce activity.
💡 Tip: For investors, REITs focused on industrial or data-center spaces may offer a defensive play during rate-sensitive market volatility.

Commodities painted a split picture today. Gold rose 1.07% to $4,033/oz, a strong rebound as investors fled to safety amid stock volatility. Silver (+1.85%) followed suit, while Platinum (-1.59%) and Palladium (+0.31%) moved modestly.
In energy, oil prices tumbled sharply — WTI crude (-4.24%), Brent (-4.81%), and Natural Gas (-4.99%) all fell amid growing concerns of slowing global demand and oversupply pressures.
🧠 Tip: Gold’s move higher amid falling oil prices underscores a “risk-off” sentiment — investors are prioritizing capital preservation over growth exposure.

💡 Tip of the Day: Consider allocating a portion of your portfolio to alternative income-generating assets like private credit or short-term treasury ETFs. They offer attractive yields while cushioning against equity volatility.

I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another market update, and snapshot. I hope to see you. 🤙

— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.

_^Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.