November 4, 2025
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Hi there
Good morning! In today’s issue, we’ll dig into the all of the latest moves and highlight what they mean for you right now. Along the way, you’ll find insights you can put to work immediately
— Ryan Rincon, Founder at The Wealth Wagon Inc.
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Stock Market Update
Wall Street kicked off the week with mixed momentum — tech carried gains, while defensives and small caps lagged.
📊 Index Recap:
Dow Jones: 47,336 ↓ -0.48%
S&P 500: 6,852 ↑ +0.17%
Nasdaq: 23,834 ↑ +0.46%
Russell 2000: 2,471 ↓ -0.33%
VIX: 17.17 ↓ -1.55% (volatility cooling slightly)
🏆 Top Performers:
Amazon (AMZN): +4.0% → leading the growth rebound.
Micron (MU): +4.9% → strong demand signals for next-gen chips.
Tesla (TSLA): +2.6% → EV delivery optimism continues.
NVIDIA (NVDA): +2.2% → AI sector still attracting flows.
Palantir (PLTR): +3.3% → government contracts supporting growth.
🔻 Laggards:
Roblox (RBLX): -5.3% → profit-taking after recent pop.
Meta (META): -1.6% → tech rotation trimming mega-cap weight.
UnitedHealth (UNH): -2.3% → health insurers lagged.
JPMorgan (JPM): -0.6% → banks consolidating after strong October run.
💬 Takeaway:
Investors are rotating within risk assets — selling defensives, buying growth, and keeping cash handy for volatility spikes.
Crypto Update
Crypto markets are pausing for breath after a volatile week.
📊 Quick Snapshot:
Bitcoin (BTC): $106,753 ↓ -0.1% today (still within $105K–$110K support zone)
Ethereum (ETH): $3,602 ↓ -0.6% (needs >$3.7K to regain upside momentum)
Solana (SOL): $165.9 ↓ -0.8% (down nearly -10% weekly)
XRP: $2.31 ↓ -1%
BNB: $988.9 ↓ -0.8%
💬 Market Pulse:
Long-term holders continue to accumulate BTC while short-term traders rotate out of alts. On-chain data remains bullish, with exchange outflows rising — a sign that investors are moving crypto back into cold storage rather than selling.
🪙 Insight: Expect sideways action this week while macro data — especially the Fed’s language — sets the next move.
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Real Estate Update
Steady beats across the REIT landscape.
Realty Income (O) topped estimates with $1.47B in Q3 revenue, showing resilience in its triple-net portfolio even with higher financing costs.
Gladstone Commercial (GOOD) also posted results highlighting stable industrial and office occupancy, signaling strength in income-focused properties.
Overseas, Rabobank and PGGM partnered to transfer credit risk on €1.2B in corporate loans — a creative move showing how lenders are de-risking amid persistent rate pressure.
💡 Today’s Tip:
When reviewing REIT earnings, focus on these four key stats:
Same-store NOI, occupancy rate, weighted average debt maturity, and interest-rate hedging.
They’ll tell you which REITs can sustain dividends even if rates stay higher for longer.
Resource Update
Commodities stabilized today, offering calm after a choppy week.
Energy:
WTI Crude: $61.00 ↑ +0.03%
Brent Crude: $64.84 ↑ +0.11%
RBOB Gasoline: +0.79%
Natural Gas: +2.86% → weather-driven demand lift.
Metals:
Gold: $4,031 ↑ +0.26% (steady haven bid)
Silver: $48.52 ↓ -0.85%
Platinum: $1,582 ↓ -0.15%
Palladium: $1,480 ↑ +0.48%
💡 Insight:
Gold’s resilience above $4,000 shows investors still value portfolio protection amid policy uncertainty — while oil’s slow rebound hints at cautious optimism for winter demand.
Other Investments
Capital efficiency:
Short-term Treasury yields remain near 5%, offering great risk-free returns.
Consider laddering 3–12 month CDs to balance liquidity and yield.
Private credit funds continue attracting inflows as investors seek steady cash flow without equity volatility.
💡 Today’s Tip:
Reinvest idle cash strategically — not permanently parked. Laddering lets you redeploy quickly when better opportunities appear.
That’s All For Today
I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another great post. I hope to see you. 🤙
— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.
Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.
