November 5, 2025
Welcome Back,
Hi there
Good morning! In today’s issue, we’ll dig into the all of the latest moves and highlight what they mean for you right now. Along the way, you’ll find insights you can put to work immediately
— Ryan Rincon, Founder at The Wealth Wagon Inc.
Stock Market Update
Rough day on Wall Street. The Dow dropped -0.53%, S&P fell -1.17%, and Nasdaq cratered -2.04%. Small caps? Down -1.78%. And the VIX (fear index) shot up +10.66%, which tells you everything you need to know — traders are getting nervous again.
The winners:
Costco (+1.4%) → consumers still buying the bulk toilet paper.
Visa (+1.0%) → payments staying strong.
Coca-Cola (+1.0%) → predictable profits when the rest of the world wobbles.
The losers:
NVIDIA (-4.0%) and Micron (-7.1%) → AI chip hype cooled fast.
Tesla (-5.1%) → more pressure from EV demand concerns.
Palantir (-8%), Meta (-1.6%), Amazon (-1.8%) → growth stocks hit by risk-off sentiment.
The big picture? Investors rotated back to safety — staples, utilities, and high-cash-flow names got love, while AI and tech momentum plays got hammered.
Crypto Update
Crypto traders caught their breath — though it’s still a little ugly out there.
Bitcoin hovered around $101,500 (+0.3%), and Ethereum bounced +1.4% to $3,293 after getting slammed nearly -8% yesterday. The rest of the market followed the same “slightly less bad” pattern: small green pops on the day, deep red over the week.
Here’s how it’s shaping up:
BTC: +0.36% (but -10% this month)
ETH: +1.39% (still -17%)
BNB: +0.21%
SOL: +0.39%
XRP: -0.21%
The mood? Defensive. Big wallets are holding, but traders are waiting for macro data before making moves. Bitcoin’s holding the $100K floor, and Ethereum’s showing early signs of life again.
Bottom line: This is a “chop zone.” Don’t chase — position.
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Real Estate Update
Pro Tip: When you check REIT earnings, don’t just look at dividends. Look at debt maturities and lease terms. If they’re short, that means they can reset rents faster — a win in this kind of environment.
Resource Update
Commodities followed the risk-off mood — down across the board.
Energy:
WTI Crude: $60.34 (-0.36%)
Brent: $64.44 (-0.69%)
Natural Gas: $4.33 (-0.41%)
Metals:
Gold: $3,950 (flat)
Silver: $47.30 (-0.27%)
Platinum: $1,550 (-0.29%)
Palladium: $1,428 (-0.77%)
Oil softened on mild global demand data, and gold held steady — which usually means investors are hedging but not panicking. Gold staying near $4,000 shows there’s still plenty of quiet fear baked into markets.
Other Investments
If you’re sitting on idle cash, this is the time to ladder short-term Treasuries or CDs (3–12 months). You’ll earn solid yields while keeping the flexibility to redeploy when things settle down. Smart money’s doing the same.
That’s All For Today
I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another great post. I hope to see you. 🤙
— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.
Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.
