Welcome Back,
Hi there
Good morning! In today’s issue, we’ll dig into the all of the latest moves and highlight what they mean for you right now. Along the way, you’ll find insights you can put to work immediately
Stock Market Update
The equity board is wearing green today:
Indexes: Dow +0.67%, S&P 500 +0.69%, Nasdaq +0.82%, Russell +0.82%.
VIX down ~7%, signaling easing fear and a “risk-on” mood.
Notable movers from your watchlist
High-beta & growth:
Robinhood (HOOD) jumped double-digits, up around +10%.
Micron (MU) and Lululemon (LULU) posted solid 2–4%-type gains.
Quality & defensives still working:
Costco (COST), Pfizer (PFE), Walmart (WMT) and UnitedHealth (UNH) all traded higher, showing buyers still like steady cash-flow names.
Mixed big tech:
Apple, Microsoft, and Tesla ended green.
Alphabet (GOOG) and Meta (META) were slightly red, more of a breather than a trend change.
Takeaway:
Today looked like a “everything up, tech not leading for once” session. That’s the kind of breadth long-term investors like to see—healthier than a market driven by just a handful of mega-caps.
Crypto Update
From today’s board:
BTC ~ $91.6K – essentially flat on the day but up nicely over the past week.
ETH ~ $3.0K – small daily gain, modest strength over the last 7–30 days.
Most majors (BNB, SOL, XRP, TRX, DOGE, ADA) are drifting slightly higher day-to-day with stronger gains when you zoom out to the 1-week / 1-month columns.
How it feels:
This is a classic “slow grind up” day in crypto – no huge candle, no big regulatory headline, just capital slowly rotating back into majors after recent volatility.
Quick crypto checklist
Short-term traders: Today’s kind of tape favors range trading and tight stop-losses rather than hero trades.
Long-term allocators: Use flat days to rebalance – confirm your total crypto slice is still where you want it (ex: 2–5% of net worth), and trim anything that’s grown too big.
Real Estate Update
No major nationwide housing data or policy shocks hit in the last 24 hours, so today is more about positioning than reacting to headlines.
What to know today
We’re heading deeper into the slower, winter part of the housing cycle, when listings and transaction volumes typically cool off compared with spring and summer.
For long-term investors, quieter news flow is actually useful: less noise, more time to negotiate, underwrite, and line up financing.
Investor angle – one practical move
If you’re eyeing rental property for 2025, use this calmer stretch to:
Build a “watchlist zip-code map” – pick 3–5 neighborhoods, track list-to-sale discounts, days on market, and rents weekly.
Talk to lenders now, not later – get pre-approved and compare terms with at least 2–3 banks or credit unions.
Run stress tests – model cash flow if rents slip 5–10% or rates tick up 0.5%. If the deal still works, you’ve got something solid.
Resource Update
From the commodities screen:
Oil & fuels
WTI crude ~ $59/bbl and Brent ~ $63/bbl, both up around +0.7–0.8%.
Gasoline (RBOB) and natural gas also ticked higher.
Heating oil was the outlier, slipping about 1–2%.
Precious metals
Gold ~ $4,176/oz, basically flat to slightly negative on the day.
Silver and palladium squeezed out small gains.
Platinum stole the show with a +1%+ move.
Investor read
Rising oil and gas prices quietly support energy producers and midstream names, but can pressure transport and some consumer sectors.
Gold’s “just hanging out” price action fits with a VIX that’s falling—less urgency for hedges today, but gold is still a core diversifier for many long-term portfolios.
The Wealth Wagon’s Other Newsletters:
The Wealth Wagon – Where it all began, from building wealth to making money – Subscribe
The AI Wagon – AI trends, tools, and insights – Subscribe
The Economic Wagon – Global markets and policy shifts – Subscribe
The Financial Wagon – Personal finance made simple – Subscribe
The Investment Wagon – Smart investing strategies – Subscribe
The Marketing Wagon – Growth and brand tactics – Subscribe
The Sales Wagon – Selling made strategic – Subscribe
The Startup Wagon – Build, scale, and grow – Subscribe
The Tech Wagon – Latest in tech and innovation – Subscribe
Side Hustle Weekly - Actionable side-hustle ideas and income tips - Subscribe
That’s All For Today
I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another great post. I hope to see you. 🤙
— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.
Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.
