October 22, 2025

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Good morning! In today’s issue, we’ll dig into the latest market moves and highlight what they mean for investors right now. Along the way, you’ll find insights you can put to work immediately

— Ryan Rincon, Founder at The Wealth Wagon Inc.

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Markets took a breather after Monday’s run-up:

Winners:

Laggards:

🧭 Market Takeaway:
Investors are rotating into consumer and value plays after the tech-heavy surge. Expect sideways trading until earnings or Fed news break the stalemate.

Crypto markets were mostly calm, with Bitcoin (BTC) holding near $110,992 (-0.32%) and Ethereum (ETH) dipping slightly to $3,954 (-0.65%).

Overall sentiment remains neutral — traders are waiting for macro clarity ahead of this week’s Fed commentary. On-chain data shows holding behavior remains strong, suggesting long-term conviction hasn’t faltered despite price chop.

💡 Crypto Insight:
If you’re trading short-term, focus on relative strength plays like XRP and Solana. Long-term investors should stay disciplined — sideways markets often precede sharp directional moves.

Market sentiment continues improving in the real estate market. Analysts point to early signs that homebuilders are seeing stronger fall demand, particularly in Sun Belt metros where inventory remains tight.
Mortgage rates are still elevated but showing signs of stabilizing, giving both buyers and investors a bit more predictability.

💡 Tip for Real Estate Investors:
Use this lull to re-evaluate cash flow assumptions. If your rental portfolio is leveraged, now’s a good time to refinance high-rate loans or lock in mid-term debt before expected Fed easing in early 2026.

A sharp reversal hit metals today, while energy markets firmed up:

Energy:

Metals:

💡 Resource Insight:
Volatility in metals can offer opportunity — consider scaling in gradually if you believe in longer-term inflation hedging, rather than trying to catch exact bottoms.

💡 Investor Tip:
If you’re exploring private debt or venture opportunities, seek funds with shorter lockups (under 3 years) and strong transparency standards. Liquidity and governance matter more than ever in this environment.

I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another market update, and snapshot. I hope to see you. 🤙

— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.

_^Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.