October 31, 2025

Welcome Back,
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Happy Halloween! In today’s issue, we’ll dig into the all of the latest moves and highlight what they mean for you right now. Along the way, you’ll find insights you can put to work immediately
— Ryan Rincon, Founder at The Wealth Wagon Inc.
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Stock Market Update

Major indices:
Dow Jones: 47,522 (-0.23%)
S&P 500: 6,822 (-0.99%)
Nasdaq: 23,581 (-1.57%)
Russell 2000: 2,465 (-0.76%)
VIX: 16.91 (-0.06%)
Notable winners:
Apple Inc. (AAPL) +0.63% — some defensive tech strength.
JPMorgan Chase & Co. (JPM) +1.29% — financials holding up.
Notable losers:
Meta Platforms, Inc. (META) -11.33% — sharply lower, dragging tech sentiment.
Oracle Corporation (ORCL) -6.69%, Roblox Corporation (RBLX) -15.51%.
Insight: A sharp tech-led pullback today — headline losses in big names suggest profit-taking or sentiment shifts. With the Nasdaq down more than broader indices, growth stocks are under pressure.
Investor move: This could be a signal to tighten risk controls, perhaps reduce exposure in overextended names and shift into more stable sectors (financials, dividend-heavy stocks, or high-quality cyclical names that are less dependent on hype).
Crypto Update

Bitcoin: ~$107,635, up ~0.45% today but still showing … signs of pressure.
Ethereum: ~$3,757, +1.15% today — modest bounce.
Other major tokens: BNB +0.81%, XRP +0.44%, SOL +0.98% — but many altcoins are down significantly for the week.
Context: After a strong run, crypto appears in a neat consolidation phase: gains remain but near-term momentum is cooling. With indices weakening today (see Section 3) and macro uncertainty creeping in, crypto could loosen its grip as the “hot” trade and return to selective accumulation.
Watch-point: If Bitcoin holds near the $107K-$110K level while altcoins continue to diverge, it may signal institutional favoritism for the “blue chip” tokens and a short-term dampening of speculative altcoin flows.
Real Estate Update

The luxury market in the Hamptons is staging a comeback: sales of homes above $10 million are on pace to hit the highest level in over two decades, as affluent buyers return and competition intensifies.
Meanwhile, tech-driven real-estate services — Zillow Group, Rocket Companies and CoStar Group — are restructuring how homes are bought and sold. These firms reported strong revenue growth (Zillow: +16% YoY) and are gaining ground despite broader housing market sluggishness.
Takeaway: While affordability remains a hurdle for many buyers, the upper-end and service sectors of real estate are showing leadership. If you’re investing in property or REITs, consider tilting into high-net-worth markets or technology-enabled real-estate platforms.
Resource Update

Energy:
WTI Crude: $60.57 ↑ +0.15%
Brent Crude: $64.73 ↓ -0.29%
Gasoline (RBOB): $200.34 ↑ +1.50%
Natural Gas: $3.96 ↑ +3.70%
Precious metals:
Gold: $4,042.50 USD ↑ +2.42%
Silver: $49.19 USD ↑ +2.89%
Platinum: $1,623.50 USD ↑ +0.46%
Palladium: $1,487.50 USD ↑ +3.51%
Takeaway:
Energy markets are mixed but notably natural gas and RBOB gasoline show strength — possibly seasonal demand pick-up or supply constraints.
Meanwhile metals are showing a rebound — gold and silver up ~2-3% today. This suggests investors are hedging ahead of market uncertainty and maybe a shift toward “safe assets” while equities wobble.
Tip: If equities continue to struggle, strong metals could be early signals of risk-aversion. Consider modest allocations to physical gold or gold-linked funds, especially if your portfolio is heavily growth-biased.
That’s All For Today
I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another great post. I hope to see you. 🤙
— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.
Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.
