Welcome Back,
Hi there
Good morning! In today’s issue, we’ll dig into the all of the latest moves and highlight what they mean for you right now. Along the way, you’ll find insights you can put to work immediately
Stock Market Update
Index snapshot from your screens:
Dow: modestly higher (~+0.2%).
S&P 500 & Nasdaq: both green, with the Nasdaq leading as growth names catch a bid.
Russell 2000: in the red, showing ongoing small-cap weakness.
VIX: down again, reflecting relatively calm volatility.
Under the hood:
Mega-cap tech & AI: NVDA, AMZN, MSFT, GOOG, AVGO, META all up around 0.5–3%, continuing the AI-and-cloud leadership that’s pushing the S&P near record territory.
Financials & cyclicals: mixed – banks like JPM up, but some cyclicals and consumer names (e.g., Wayfair, Walmart) saw mild selling.
Tesla and a few high-growth names traded lower, showing that single-name volatility remains even in a generally constructive tape.
Macro backdrop: equity reporters are tying today’s move to supportive economic data and expectations of Fed cuts in 2026, with talk of a potential “Santa rally” as we head into the last trading days of the year.
Crypto Update
From today’s board:
Bitcoin (~$87.7K) is basically flat on the day, slightly red over 24 hours but still holding very high ground.
Ethereum (~$2.97K) is also little changed, with most majors showing small, mixed 24-hour moves.
Large caps like BNB, XRP, Solana, Dogecoin, Cardano are each within a couple of percent, while some high-beta names remain sharply lower on the week.
News-wise, commentators continue to frame this as a cool-off after the recent run, with ETF flows steady but not euphoric and traders watching macro data and Fed-cut odds.
Takeaway: Crypto is in consolidation mode, not in panic. Position sizing and time horizon matter more than trying to guess the next $1,000 move.
Real Estate Update
No major new housing data dropped in the last 24 hours, so markets are still trading on earlier December themes:
Analysts expect home-price growth to cool but remain positive into 2026, with affordability still the main brake on activity.
Recent outlooks from housing economists emphasize a slow “normalization” rather than a sharp correction, as higher-but-stable mortgage rates and gradually rising inventory meet still-solid demand.
Investor tip of the day:
If you own or are eyeing rentals, stress-test deals assuming flat prices and slightly lower rents over the next 2–3 years. If the numbers still work after:
+1–1.5 percentage points on financing,
5–10% higher expenses (taxes, insurance, maintenance),
then you’re looking at a sturdier long-term hold.
Resource Update
From today’s commodities board:
Precious metals:
Gold climbed to roughly $4,500/oz (+0.9%).
Silver jumped about +3.5%.
Platinum and palladium were the standouts, each up 5–8% on the session.
These moves track with broader coverage of investors rotating toward hard-asset hedges as stocks sit near highs.
Energy:
WTI and Brent crude inched higher (around +0.7–0.9%).
Natural gas spiked double-digits intraday, with analysts pointing to winter weather, stronger LNG export demand, and short-covering.
What this means:
Metals are signaling continued demand for inflation and risk hedges.
The pop in gas reminds us that energy remains one of the most event-driven corners of the market—position sizing and stop-loss discipline are key.
That’s All For Today
I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another great post. I hope to see you. 🤙
— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.
Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.
