Welcome Back,
Hi there
Good morning! In today’s issue, we’ll dig into the all of the latest moves and highlight what they mean for you right now. Along the way, you’ll find insights you can put to work immediately
Stock Market Update
Markets took a stumble:
Dow −1.65%, S&P −1.66%, Nasdaq −2.29%, Russell −2.77%, with VIX up +14%.
We had a full-on risk-off session.
Highlights:Growth and hype stocks got clipped: PLTR −6.5%, TSLA −6.6%, ORCL −4.1%, HOOD −8.6%.
Some names showed resilience: Costco (+1.2%), T (+0.4%), KHC (+0.9%).
Morning move: If you own growth stocks, review your stop-loss lines or hedges today. On the flip side, if you’ve been waiting for a pull-back in high-quality names—this might be your window.
Crypto Update
Ticker highlight:
BTC: ~$100,234 (+0.8% intraday)
ETH: ~$3,250 (+1.2% intraday)
SOL: ~$145 (+1.4%)
XRP: ~$2.39 (+0.7%)
Color: Crypto feels like it’s holding its breath for the next move. Big coins are firming, alts are flailing, and stablecoins are parked and quiet.
Play for the day: Consider setting a limit buy a few percent below today’s price for BTC or ETH—just in case the next dip shows up.
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Crash Expert: “This Looks Like 1929” → 70,000 Hedging Here
Mark Spitznagel, who made $1B in a single day during the 2015 flash crash, warns markets are mimicking 1929. Yeah, just another oracle spouting gloom and doom, right?
Vanguard and Goldman Sachs forecast just 5% and 3% annual S&P returns respectively for the next decade (2024-2034).
Bonds? Not much better.
Enough warning signals—what’s something investors can actually do to diversify this week?
Almost no one knows this, but postwar and contemporary art appreciated 11.2% annually with near-zero correlation to equities from 1995–2024, according to Masterworks Data.
And sure… billionaires like Bezos and Gates can make headlines at auction, but what about the rest of us?
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23 exits. Net annualized returns like 17.6%, 17.8%, and 21.5%. $1.2 billion invested.
Shares in new offerings can sell quickly but…
*Past performance is not indicative of future returns. Important Reg A disclosures: masterworks.com/cd.
Real Estate Update
Nothing loud dropped today—but in the background real-estate players are quietly adjusting.
A sharp late-night memo from a regional lender flagged higher underwriting rates for next-year deals after a wave of office conversions showed extended lease-up timelines.
Morning takeaway: If you’re evaluating a property or REIT, make one extra check this week: “What happens if I refinance this in 18 months at +150 bps?” If you’re still good, you’re probably okay.
Resource Update
Gold: ~$4,198 (+0.19%) — staying strong as a hedge.
Silver: ~$52.71 (+0.17%) — steady.
Oil: WTI ~$58.78 (+0.15%), Brent ~$63.01 (+0.48%) — they ticked up, but not dramatically.
Gas/Heating oil: Mixed signals — gas fell, heating oil rose.
What it suggests: Markets aren’t crashing, but fears are creeping in. Gold’s calm + oil’s meh = a market that expects something… but not right now.
Morning Takeaway
Today’s playbook looks like this:
Defensive tilt – lighten the net if you’re over-exposed.
Select opportunism – monitor recent leaders that got clipped; if fundamentals hold, they might bounce.
Stay liquid – keep cash or short-term papers ready for a dip.
Zero panic – Nothing’s broken, but caution is reclaiming the narrative.
That’s All For Today
I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another great post. I hope to see you. 🤙
— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.
Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.
